The key difference between investments and superannuation is that superannuation is restricted for use in retirement – so it’s not suitable for saving for pre-retirement goals.

After the 2006 budget it is more important than ever to ensure that you understand how the changes in superannuation affect you.

A full picture on the best approach can only be put together with tax implications of contributions, withdrawals, rollovers and the selection of the right retirement income stream.

In addition, Piccadilly Financial Group also has a wealth of experience in Self Managed Superannuation Funds.