Retirement Planning

Financial planning for retirement is something we should all take seriously. Today, we live in a financial world whereby the only certainty is change. 

Planning for retirement is a complex matter.

Why have a financial plan for your retirement?

A well structured financial plan serves as a road-map for your retirement future. It will help to give you clear guidance, alternative options and detail the risks that you will inevitably encounter on your journey.

Most importantly, a good financial plan will highlight the benefits of getting started and will give you some comfort of knowing where you are on the road map.

What will be in your Retirement Plan?

Every client is different. We tailor financial plans to suit the client’s current situation, their goals and attitude to investment risk.

Critical areas of your retirement plan that will be addressed can include:

  • Repaying debt – Seek to pay down debt more quickly
  • Seeking better mortgage and debt options
  • Consider a ‘Transition to Retirement’ strategy – This is often applicable to those nearing retirement
  • Superannuation options – Review your current super and consider alternatives including SMSF
  • Investments outside of superannuation –Direct shares, managed funds, cash & fixed interest
  • Investment risk assessment – Consider your investment risk tolerance
  • Insurance – All too often retirement plans are destroyed due to accidents and illness.
  • Aged Care – You may have a parent that needs to enter an Aged Care facility. We can provide financial guidance at this difficult time.

How to get started?

Why not give us a call to take advantage of our initial complimentary consultation on  (02) 9267 7832. Alternatively, click for our contact page and send us an email.

Piccadilly Financial Services Pty Ltd
AFSL 414417
ABN 97 096 525 914

Our advisers are authorised to provide financial advice as Representatives of Piccadilly Financial Services Pty Ltd